1. Acceptance of Terms

By accessing or using the website published at zentracapitalgroupllc.com (the "Site"), you agree to be bound by these Terms of Use (the "Terms"), as well as our Privacy Policy. If you do not agree with any of these Terms, you must refrain from using the Site.

2. Description of the Site

The Site is published by Zentra Capital Group LLC ("Zentra Capital Group LLC" or the "Company") and provides corporate information about the Company and educational content about personal finance, credit, budgeting, mortgages, investing, and the economy. The Site also provides a contact form through which visitors may voluntarily send questions about the Company, this Site, or the educational content published here.

This Site does not offer, market, or facilitate financial products or services. It does not accept financial applications, does not connect visitors with lenders or other financial service providers, and does not make approval, qualification, or credit decisions of any kind.

3. No Financial Advice

The content published on the Site is exclusively informational and educational. It does not constitute financial, legal, tax, mortgage, or investment advice, and should not be interpreted as a recommendation to purchase, sell, or contract for any product or service.

Zentra Capital Group LLC is not a lender, loan broker, financial advisor, investment firm, or provider of legal or tax services. It does not extend credit, does not originate mortgages, and does not make decisions on financial applications. Neither the reading of content on the Site nor the submission of a message through the contact form creates any fiduciary, professional, client, or contractual relationship between the visitor and the Company.

Before making any financial decision, you should consider consulting a duly qualified professional who can evaluate your individual situation.

4. Intellectual Property

All content present on the Site, including but not limited to text, graphics, logos, icons, images, data compilations, software, and its design, is the exclusive property of Zentra Capital Group LLC or of its licensors and is protected by U.S. and international intellectual property laws.

Reproduction, distribution, modification, public display, transmission, or any other use of Site content without the prior written consent of Zentra Capital Group LLC is strictly prohibited, except for personal, non-commercial use inherent to ordinary consultation of the Site.

5. Disclaimer of Warranties

THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. Zentra Capital Group LLC expressly disclaims all warranties, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Although we endeavor to make the content accurate and up to date at the time of publication, we do not guarantee its accuracy, completeness, or continuing currency. The Site may contain references to institutions, programs, or regulatory frameworks that change over time.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ZENTRA CAPITAL GROUP LLC, ITS DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, AND LICENSORS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE SITE OR ITS CONTENT, INCLUDING, WITHOUT LIMITATION, FINANCIAL DECISIONS A VISITOR MAY MAKE BASED ON THE INFORMATION PUBLISHED HEREIN.

7. Contact Form and Submissions

The contact form on this Site is provided solely so that visitors may voluntarily send questions about the Company, this Site, or the educational content we publish. Information submitted through the form is handled in accordance with our Privacy Policy.

You agree not to submit Social Security numbers, account numbers, bank information, or other sensitive personal information through the form, and not to use the form to submit information that would form part of a financial application. Submitting the form does not create a client, professional, fiduciary, or contractual relationship with Zentra Capital Group LLC, is not a request for financial services, and is not an application for any financial product.

8. Text Message (SMS) Program

The sender of any SMS messages under this program is Zentra Capital Group LLC. Visitors may optionally consent to receive SMS messages by checking the corresponding box on the contact form. Consent is entirely optional and is never a condition of using the Site, of receiving a response to an inquiry, of any purchase, or of any service.

Messages sent under this consent are limited to confirmations and reminders related to the visitor's inquiry. Zentra Capital Group LLC does not send promotional or marketing text messages under this consent. Message frequency varies. Message and data rates may apply. Reply STOP to opt out. Reply HELP for assistance.

No mobile information, SMS opt-in data, text messaging consent, or phone numbers collected for SMS purposes will be sold or shared with third parties, affiliates, business partners, or service providers for marketing or promotional purposes.

9. Links to Third-Party Sites

The Site may contain links to other sites operated by third parties. Zentra Capital Group LLC is not responsible for the content, policies, or practices of third-party sites. The inclusion of a link does not constitute an endorsement by Zentra Capital Group LLC.

10. Governing Law

These Terms and any dispute arising out of or in connection with them shall be governed by and construed in accordance with the laws of the State of Florida, United States of America, without giving effect to any principle of conflict of laws. Any legal action or proceeding related to access to or use of the Site shall be brought exclusively before the state or federal courts located in the State of Florida, and you hereby consent to the personal jurisdiction of those courts.

11. Changes to the Terms

Zentra Capital Group LLC reserves the right to modify, update, or replace any part of these Terms at any time and in its sole discretion. It is the visitor's responsibility to periodically review these Terms to be aware of any changes. Updated Terms will be published on this page with a new effective date. Continued use of the Site after the publication of any changes constitutes acceptance of those changes.

12. Contact

If you have questions or comments about these Terms of Use, you may contact us:

Zentra Capital Group LLC
2 South Biscayne Boulevard, Suite 3200 #6716
Miami, FL 33131, United States
Email: support@zentracapitalgroupllc.com